A Person With Savings Can Walk Tall

The state of your savings does have a lot to do with how tall you walk. Your savings affect
the way you stand, the way you walk, the tone of your voice, your physical well-being and
your self-confidence.
A person without savings is always running. He or she must. He must take the first job
offered, or nearly so. She sits nervously on life’s chairs because any small emergency throws her
into the hands of others.
Without savings, a person must be too grateful. Gratitude is a fine thing in its place. But a
constant state of gratitude is a horrible place in which to live.
A person with savings can walk tall.
He may appraise opportunities in a relaxed way, have
time for judicious estimates and not be rushed by
economic necessity. A person with savings can afford
to resign from her job if her principles so dictate. And
for this reason, she will never need to do so. A person
who can afford to quit is much more useful to his
company, and therefore more readily promoted. He
can afford to give his company the benefit of his most
candid judgments.
A person with savings can afford the wonderful privilege of
being generous in family and neighborhood emergencies.
He can take the level stare of any man … friend, stranger
or enemy. That ability shapes her personality
and her character.
The ability to save has nothing to do with the size of
income. Many high-income people spend it all, darting
through life like minnows. But as the dean of American
bankers, J.P. Morgan, once advised a young broker:
“Take waste out of your spending; you’ll drive the haste
out of your life.”
If you don’t need money for college, a home or retirement,
then save for self-confidence. And with the self-esteem
and peace of mind that comes from having savings, walk